Refuge Cove State Recreation Site is a sliver of land lining part of an edge of a neighborhood and is a popular beach picnicking destination with the locals. The site comes complete with pit toilets, sheltered and unsheltered picnic tables with fire grates, and a quarter-mile trail accompanied by interpretive signs that address the local natural history.
Leaving from the end of Tongass Highway, enter the Lunch Creek Trail and very soon take the trail to the left as this steps you quickly down to a waterfall viewing platform and then the rest of the way down to where, to the right, you can also cross the Lunch Creek bridge, which provides waterfall views as well as the ocean where the creek flows into.
Settlers Cove State Recreation Site offers two of the best sandy beaches to be found in the Ketchikan area and provides pit toilets and sheltered and unsheltered picnic tables with fire grates. A campground with eight campsites is available as well and one public-use cabin on the water that can be rented.